Effective Date: 1/21/2014
The Information Wealthminder Collects
You may provide to Wealthminder what is generally called "personally identifiable" information when you register, such as your name, email address, personal investment preferences, financial profiles and parameters which will impact your product selection.
When you visit the Wealthminder Site, we may send one or more cookies – a small text file containing a string of alphanumeric characters – to your computer. Wealthminder may use both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Wealthminder Site. By using these cookies, we can "remember" what you have done on the Wealthminder Site before and personalize our site for you. We link these cookies to personally identifiable information such as a user name, email address or geographical location in order to identify technical issues and track site usage behavior. These persistent types of cookies can be removed, but each web browser is a little different, so please look through your browser "Help" file to learn the correct way to modify your cookies set-up. Please note that disabling cookies may prevent you from accessing some of the functionality and site offerings available via the Wealthminder Site.
"Automatically Collected" Information:
When you visit the Wealthminder Site or open one of our HTML emails, we may record certain information from your web browser by using different types of technology, including but not limited to "clear gifs" or "web beacons". This "automatically collected" information may include your Internet Protocol address ("IP Address"), web browser type, the web pages or sites that you visit just before or just after the Wealthminder Site, the pages you view on our site, and the dates and times that you visit.
The Way Wealthminder Uses Information
Wealthminder uses the information that it collects to provide to you all of the features and services found on the Wealthminder Site. We may use your email address, without further consent, to market and promote our services to you and for non-marketing or administrative purposes such as notifying you of major site updates.
We may also use your e-mail address to send materials that you request or to which you have subscribed to (e.g. RSS feeds). Out of respect for your privacy, you may choose to stop receiving emails that you have previously subscribed to by following the unsubscribe instructions included in these emails or you can contact us at [email protected].
Wealthminder may use all of the information that it collects from you and our other Users to understand usage trends and preferences, to improve the way the Wealthminder Site works and looks, to improve our marketing and promotional efforts, and to create new features and functionality.
Wealthminder may use automatically collected information and cookies information (as described above) to: (a) remember your information so that you will not have to re-enter it during your visit or the next time you visit the Wealthminder Site; (b) provide advertisements, content, and information; (c) monitor the effectiveness of our marketing campaigns; and (d) monitor aggregate usage metrics such as total number of visitors and pages viewed.
When Wealthminder Discloses Information
Wealthminder may disclose both personally identifiable and aggregate automatically collected information to service providers to process such information on our behalf, as reasonably necessary to provide website hosting, maintenance and security, to offer certain features on the Wealthminder Site, to assist us in improving the way the Wealthminder Site works and looks, and to create new features. Service provider companies are authorized to use your personally identifiable information only as necessary to provide these services to us.
We may share automatically collected and other aggregate non-personally-identifiable information with interested third parties to assist them in understanding the usage patterns for certain content, services, advertisements, promotions, and/or functionality on the Wealthminder Site.
User Profile and Password
If you have set up a User account on the Wealthminder Site (including creation of a user name and password), you have access to your personally identifiable information and you may update, correct, or delete your account information at any time. YOU ARE RESPONSIBLE FOR MAINTAINING THE SECRECY OF YOUR UNIQUE PASSWORD AND ACCOUNT INFORMATION AT ALL TIMES.
You may at any time request a copy of Wealthminder's record of your personally identifiable information, change or delete your personally identifiable information or user preferences, or opt-out of Wealthminder's use of your personally identifiable information by contacting Wealthminder at [email protected].
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
We will never knowingly request personally identifiable information from anyone under the age of thirteen (13). No part of the Wealthminder Site is directed to persons under thirteen (13). IF YOU ARE UNDER THIRTEEN (13) YEARS OF AGE, THEN PLEASE DO NOT USE OR ACCESS THE Wealthminder SITE AT ANY TIME OR IN ANY MANNER. Any person who provides their personally identifiable information to Wealthminder through the Wealthminder Site represents that they are thirteen (13) years of age or older.
Links to Other Sites
Our Web site offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personally identifiable information from our blog or community forum, contact us at [email protected]. In some cases, we may not be able to remove your personally identifiable information, in which case we will let you know if we are unable to do so and why.
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s email address. We will automatically send your friend a one-time email inviting him or her to visit the site. Wealthminder stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.
Your friend may contact us at [email protected] to request that we remove this information from our database.
You can import contacts from your email account address book to invite them to become members of our site. We collect the username and password for the email account you wish to import your contacts from and will only use it for that purpose.
Wealthminder accounts are password-protected. We use our reasonable best efforts to protect our users' information. If you have any questions about the security on our Site, please contact us. We follow generally accepted industry standards to protect the personally identifiable information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet or method of electronic storage is 100% secure.
You hereby acknowledge that we are not responsible for any intercepted information sent via the Internet, and you hereby release us from any and all claims arising out of or related to the use of intercepted information in any unauthorized manner.
Special Note to International Users
The Wealthminder Site is hosted in the United States. If you are a User accessing the Wealthminder Site from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure, that differ from United States laws, please note that you are transferring your personal data to the United States which does not have the same data protection laws as the EU and other regions, and by providing your personal data you consent to:
- the transfer of your personal data to the United States as indicated above.
In the Event of Merger or Sale
If Wealthminder should ever file for bankruptcy or have its assets sold to or merge with another entity, information Wealthminder receives from you through the Wealthminder Site is a Wealthminder asset and may be transferred as permitted by law. In this event, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your information, as well as any choices you may have regarding your information.
We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page prior to the change becoming effective.
9th Floor, 1765 Greensboro Station Place,
McLean, VA 22102
Phone: (866) 826-2731