Kelly Effland (CRD# 6493043) is an Investment Advisor Representative working at Cetera Investment Advisers LLC in Martinsburg, WV and has over 8 years of experience in the finance industry. Kelly Effland has taken additional exams to become a Certified Financial Planner (CFP®). CFP professionals must pass the comprehensive CFP Certification Examination, pass CFP Board's Fitness Standards for Candidates and Registrants, agree to abide by CFP Board's Code of Ethics and Professional Responsibility and Rules of Conduct which put clients' interests first and comply with the Financial Planning Practice Standards.
CRD# 6431439
Raymond James Financial Services Advisors, Inc.
CRD# 5431528
Equitable Advisors, LLC
CRD# 6670800
Amj Financial Wealth Management LLC
| Company Name | Location | Dates | Years |
|---|---|---|---|
| Cetera Investment Services LLC | St. Cloud, MN | May 2020 - Current | 3 |
| Cetera Investment Advisers LLC | Frederick, MD | May 2020 - Current | 3 |
| First United Bank | Frederick, MD | Mar 2020 - Current | 4 |
| Unknown | Hagerstown, MD | Oct 2019 - Feb 2020 | < 1 |
| Cwm, LLC | Omaha, NE | Dec 2016 - Sep 2019 | 2 |
| United Capital Financial Advisers, LLC | Newport Beach, CA | Apr 2016 - Dec 2016 | < 1 |
| Hfi Wealth Management | Shepherdstown, WV | May 2015 - Apr 2016 | < 1 |
| Immersion Active | Shepherdstown, WV | Jan 2015 - May 2015 | < 1 |
| Student | Hagerstown, MD | Aug 2009 - May 2015 | 5 |
| Shepherd University | Shepherdstown, WV | Apr 2012 - Apr 2015 | 3 |
| Exam Code | Name | Passed Date |
|---|---|---|
| S65 | NASAA Investment Advisors Law Examination | Aug 2015 |
| S63 | Uniform Securities State Law Examination | Dec 2020 |
- MD
- WV
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Total Assets Under Management104,469MILLIONS
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Total Number of Accounts423,554ACCOUNTS
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Average Account Value$246,648
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
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